Lending

Personal Loans

Queenstown Bank of Maryland offers a variety of loan products with rates and terms to fit your needs. If you need cash to buy a home, make home improvements, purchase a vehicle, go on a vacation, or pay off high-interest credit cards, Queenstown Bank of Maryland has a product that is right for you. An experienced Loan Officer is available at each of our branches to assist you with all your personal credit needs.

  • Personal installment loan or revolving line of credit
  • Auto, Truck, Boat
  • Home Equity Loan or Line of Credit
  • Mortgage/Real Estate
  • Construction/Permanent
  • Unimproved Land Loans
  • Mobile Home Loans

 

Financial Calculators

To assist you with your financial planning needs, use one of our many financial calculators to determine what options will best fit your budget.

 

Business Loans

Whether you’re a large commercial entity or a self-employed individual the Queenstown Bank of Maryland offers a variety of commercial loan products and terms to fit the growing needs of your business. Contact one of our lenders to finance your commercial mortgage, improve cash flow, reduce monthly costs or finance property you currently lease.

  • Lines of Credit
  • Equipment and Vehicles
  • Commercial Real Estate
  • Business Expansion and Operations
  • Letters of Credit
  • School Buses
  • Agriculture
  • Boat Loans

 

SAFE Act

The Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act is designed to protect consumers and reduce fraud. This federal regulation requires that all Mortgage Loan Originators (MLO) working for banks and certain other lenders nationwide:

  • Register with the Nationwide Mortgage Licensing System (NMLS)
  • Provide fingerprints and undergo an FBI background check
  • Obtain a unique NMLS Identification Number assigned by the NMLS registry
  • Maintain and renew the registration annually

View a list of registered Queenstown Bank Loan Officers here.