CHECKING ACCOUNTS AVAILABLE AT
QUEENSTOWN BANK OF MARYLAND

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Personal Checking

REGULAR CHECKING

Minimum deposit of $20.00 required. No charge for balances kept above $300.00. A $3.00 service charge will be applied at the end of each statement cycle for balances that fall below $300.00 at any time during the statement cycle. Church, non-profit and civic groups are exempt from monthly service charge upon request.

SENIOR ADVANTAGE

Account Holders 55 (fifty five) years of age or older are exempt from a monthly service charge and have no minimum balance requirements. They also receive one set of checks each year and notary services at no charge.

DIRECT ADVANTAGE

Minimum deposit of $20.00 required. Have your payroll electronically deposited to your checking account and there are no minimum balance requirements and no monthly service charge.

NOW ACCOUNT

An interest bearing checking account available to individuals and sole proprietorships with unlimited check writing privileges.*    NOW checking accounts -No charge for balances above $1,000. A $5 charge will be applied on the last day of the statement cycle if account balance falls below $1,000 at any time during the statement cycle.
* Interest is calculated daily and credited monthly. Interest rates set by the bank are subject to periodic change.

SUPERNOW ACCOUNT

An interest bearing checking account available to individuals and sole proprietorships with unlimited check writing privileges.*  SUPER NOW checking - No charge for balance above $2,500. A $5.00 charge will be applied on the last day of the statement cycle if account balance falls below $2,500 at any time during the statement cycle.
* Interest is calculated daily and credited monthly. Interest rates set by the bank are subject to periodic change.

OVERDRAFT PROTECTION

Overdraft protection on your checking account is available, upon request, by linking it to your savings account. Any transfers for this service would be counted as part of the six (6) allowed per month for savings accounts. A fee of $5.00 per day is charged only on the days that a transfer is needed.

 

Business Checking

BUSINESS CHECKING ACCOUNT

Minimum deposit of $20.00 required. No charge for balance above $500.00.  A $5.00 charge will be applied on the last day of the statement cycle for balances that fall below $500.00 at any time during the statement cycle.  Church, non-profit and civic groups are exempt from monthly service charge upon request.

NOW ACCOUNT FOR BUSINESS

An interest bearing checking account available to individuals and sole proprietorships with unlimited check writing privileges.*    NOW checking accounts -No charge for balances above $1,000. A $5 charge will be applied on the last day of the statement cycle if a balance falls below $1,000 at any time during the statement cycle.
* Interest is calculated daily and credited monthly. Interest rates set by the bank are subject to periodic change.

SUPERNOW ACCOUNT FOR BUSINESS

An interest bearing checking account available to individuals and sole proprietorships with unlimited check writing privileges.*  SUPER NOW checking - No charge for balance above $2,500. A $5 charge will be applied on the last day of the statement cycle if a balance falls below $2,500 at any time during the statement cycle.
* Interest is calculated daily and credited monthly. Interest rates set by the bank are subject to periodic change.

OVERDRAFT PROTECTION

Overdraft protection on your checking account is available, upon request, by linking it to your savings account. Any transfers for this service would be counted as part of the six (6) allowed per month for savings accounts. A fee of $5.00 per day is charged only on the days that a transfer is needed.