Checking Accounts Available at Queenstown Bank

Personal Checking

Queenstown Bank offers a variety of personal checking accounts, so finding an account that fits your individual needs is easy. The way we see it, a personal checking account is a tool that helps you manage your finances, and no matter what your needs and requirements may be, we're confident that Queenstown Bank has the right tool for the job.

 

Regular
Checking

Senior
Advantage
Age 55 and older**

Direct
Advantage

NOW
Account***

Super NOW
Account***

Opening Deposit

$20

$20 

$20 

$1,000

 $2,500

Minimum Balance

$300

$0

$0

$1,000

$2,500

Monthly Fee

$3
Fee is $0 providing the minimum balance requirement is maintained.

$0

$0
Account requires electronic deposits.

$5
Fee is $0 providing the minimum balance requirement is maintained.

$5
Fee is $0 providing the minimum balance requirement is maintained.

Interest Bearing

 

 

 

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Interest*

 

 

 

Interest is calculated daily and credited monthly.

Interest is calculated daily and credited monthly.

Unlimited Check Writing

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Online Banking

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Online Bill Payment

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E-Statements

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E-Alerts

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Telephone Banking

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ATM Card or VISA Debit Card**

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*Interest rates set by the Bank are subject to periodic change.
**Subject to qualification requirements and must agree to Terms and Conditions.
***Interest bearing account available to both individuals and sole proprietors.

To view and/or print our Personal Checking Account Comparison Chart click here.

 

Business Checking

We know that every business is different. We work hard to supply all of our business customers with individual solutions and accounts that are flexible to fit their specific needs.

 

Business
Checking

Business
NOW***

Business
Super NOW***

Business
Savings**

Tiered Money
Market Savings**

Opening Deposit

$20

$1,000

$2,500

$20

$2,500

Minimum Balance

$500

$1,000

$2,500

No minimum balance requirement; however, a balance must be maintained to prevent automatic closing.

$2,500

Monthly Fee

$5
Fee is $0 providing the minimum balance requirement is maintained.

$5
Fee is $0 providing the minimum balance requirement is maintained.

$5
Fee is $0 providing the minimum balance requirement is maintained.

$0

$5
Fee is $0 providing the minimum balance requirement is maintained.

Interest Bearing

 

Check Mark

Check Mark

Check Mark

Check Mark

Interest*

 

Interest is calculated daily and credited monthly.

Interest is calculated daily and credited monthly.

Interest is compounded
and credited quarterly.

Interest is calculated
daily and credited monthly.

Unlimited Check Writing

Check Mark

Check Mark

Check Mark

 

 

Online Banking

Check Mark

Check Mark

Check Mark

 Check Mark Check Mark 

Online Bill Payment

Check Mark

Check Mark

Check Mark

   

E-Statements

Check Mark

Check Mark

Check Mark

Check Mark Check Mark

E-Alerts

Check Mark

Check Mark

Check Mark

Check Mark Check Mark

Telephone Banking

Check Mark

Check Mark

Check Mark

Check Mark Check Mark

*Interest rates set by the Bank are subject to periodic change.
**Limited to six non-personal withdrawals/transfers per month.
***Interest bearing account available to sole proprietors and non-profits.

To view and/or print our Business Banking Account Comparison Chart click here.

 

Make the Switch

Are you interested in switching your accounts to Queenstown Bank but you're not sure how to get started?

Use our Switch Kit to help you get started today!