Queenstown
Bank of Maryland employs the latest in Internet Security and User
Authentication to ensure that data being transmitted through the
Internet Banking System is secure from unauthorized access. The methods
are outlined below.
Digital Ids from VeriSign
Queenstown Bank of Maryland's IBS system uses digital IDs certified
by VeriSign, an industry leader in digital identification certificates,
to authenticate user information and provide access to the data through
the system.
How
do digital IDs work?
Digital IDs work off of a matched key setup where the server has a
"private" key issued only to the server and a
"public" key widely distributed to the bank's customers. A
digital ID requires a matched pair of keys that are unique to each other
to encrypt and decrypt data. With this setup, transactions created,
encrypted, and transmitted by bank customers using the public key can
only be decrypted by the other key in the pair running on the server.
Secured
Data Transmission
The Internet Banking System combined with digital ID authentication
through VeriSign allow the server to implement Secure Sockets Layer (SSL)
protocol, the standard technology for secure web-based communications.
With SSL, data traveling between the bank and customer is encrypted and
can only be decrypted through the pairing of the public and private key
pair. SSL capability is built into server hardware and browsers, but
requires a digital ID to be functional.
Server Access
Server access is protected using a firewall computer and the leading
firewall software. Firewall computers provide secure access to the Web
Server and Checkpoint's software by only allowing authorized traffic to
hit the Server. By combining the latest technology with authenticated
access to the web server, Queenstown Bank of Maryland makes your
Internet Banking transactions secure.
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