QUEENSTOWN
BANK OF MARYLAND
PRIVACY POLICY
Queenstown
Bank of Maryland
P.O.
Box 120
7101 Main Street
Queenstown, MD 21658
Phone: (410) 827-8881
Our Privacy
Commitment to You
At
the Queenstown Bank of Maryland, the basis of each customer
relationship, many of which span generations, is trust. You have
chosen to do business with the Queenstown Bank and we are
obligated to honor that relationship with great care, beginning
with the information you have chosen to share with us. As
financial service professionals entrusted with sensitive
financial information, we respect the privacy of our customers,
and are committed to treating customer information responsibly.
Confidentiality
and
Security of Nonpublic Personal Information
The
Queenstown Bank of Maryland recognizes that you have a right to
expect your nonpublic personal information to remain private and
secure. We will maintain standards to ensure that your
information is private and secure at all times.
Nonpublic
Personal Information We Collect
Nonpublic
personal information about consumers is accumulated from a
variety of sources.
-
Some
information is provided to the Queenstown Bank directly by
customers themselves through applications or other loan and
account forms.
-
Other
data is developed by Queenstown Bank as a function of
providing a product or service to a customer.
-
Still
other information is obtained from outside sources such as
credit bureaus.
We
will limit the use and collection of information about our
customers to that which is necessary to administer our business,
provide superior service,
and offer opportunities that we think will be of interest to
customers. This means that we will use information to help us
identify and mitigate potential risks or loss to Queenstown
Bank. We will use the information to help identify additional
products or services that we believe customers might want to
know about. We will use this information only in accordance with
bank policy and as permitted by law. "Nonpublic personal
information" is nonpublic information about you that we
obtain in connection with providing a financial product or
service to you. For example, nonpublic personal information
includes information regarding your account balance, payment
history, and overdraft history. We continually strive to
maintain complete and accurate information about you and your
accounts. If you decide to close your account (s) or become an
inactive customer, we will continue to adhere to the privacy
policies and practices described in this notice. Should you ever
believe that our records contain inaccurate or incomplete
information about you, please notify us. We will investigate
your concerns and correct any inaccuracies.
Nonpublic
Personal Information We Disclose
Each Queenstown
Bank of Maryland employee is required to follow our Company's
"Personnel Policy" which states that all customer
information is considered private and privileged and is to be
used solely for the purpose of providing the customer with the
finest service available. Bank employees are responsible for
maintaining the confidentiality of customer information and
employees who violate the policy will be subject to disciplinary
measures. We safeguard information according to established
security standards and procedures, and we continually assess new
technology for protecting information. Our employees are trained
to understand and comply with these information standards. We do
not reveal specific information about your accounts or other
personally identifiable data to parties outside our bank unless:
1) you request or authorize it; 2) the information is provided
to help complete a transaction initiated by you; 3) the
information is provided to a reputable credit bureau or similar
information reporting agency; or 4) the disclosure otherwise is
lawfully permitted or required (e.g., subpoena, investigation of
fraudulent activity, request by regulator, etc.). The Queenstown
Bank may share information with unaffiliated third parties when
they provide a product or service that may benefit our
customers. Whenever we do this, we share the minimum amount of
information necessary for that company to offer its product or
service. When the Bank conducts business with third parties, it
requires its vendors and suppliers to maintain similar standards
of conduct regarding the privacy of personally identifiable
customer information provided to them.
The
Queenstown Bank of Maryland recognizes and respects the privacy
expectations of our customers. We want our customers to
understand our commitment to privacy in our use of customer
information. As a result of our commitment, we have developed
this Privacy Policy that is made readily available to our
customers. Customers who have a question about the privacy of
their customer information should call the Queenstown Bank at
410-827-8881 or e-mail us at INFO_QTB@Queenstown-Bank.Com
Notify
Us of Inaccurate Information We Report To Consumer Reporting
Agencies. Please
notify us if we report any inaccurate information about
your account (s) to a consumer reporting agency. Your written
notice describing the specific inaccuracy (ies) should be sent
to us at the following address:
QUEENSTOWN
BANK OF MARYLAND
P.O. BOX 120
QUEENSTOWN, MD 21658
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